Borrowings
As of September 30, 2026
| Lender | Balance (Millions of Yen) |
Interest Rate | Fixed/Floating | Drawdown Date | Repayment Date | Remarks |
|---|---|---|---|---|---|---|
| Mizuho Trust & Banking Co., Ltd. Mizuho Bank, Ltd. Sumitomo Mitsui Banking Corporation SBI Shinsei Bank, Limited Resona Bank, Limited Aozora Bank, Ltd. San ju San Bank,Ltd. |
3,000 | 0.82200% | Fixed （Note1） | September 07, 2020 | September 07, 2027 | |
| Mizuho Trust & Banking Co., Ltd. Mizuho Bank, Ltd. SBI Shinsei Bank, Limited Resona Bank, Limited Aozora Bank, Ltd. THE NISHI-NIPPON CITY BANK, LTD. The Bank of Yokohama,Ltd. The Bank of Kyoto, Ltd. The Dai-ichi Life Insurance Company, Limited Daishi Hokuetsu Bank, Ltd. The 77 Bank, Ltd. The ChibaBank, Ltd. The Higo Bank, Ltd. THE SHIZUOKA BANK, LTD. |
4,900 | 0.65422% | Fixed | September 24, 2021 | September 07, 2027 | |
| Mizuho Trust & Banking Co., Ltd. Mizuho Bank, Ltd. Sumitomo Mitsui Banking Corporation Resona Bank, Limited Aozora Bank, Ltd. The Bank of Fukuoka, Ltd. San ju San Bank,Ltd. |
6,000 | 0.79750% | Fixed | September 07, 2022 | September 07, 2027 | |
| Mizuho Bank, Ltd. Sumitomo Mitsui Banking Corporation SBI Shinsei Bank, Limited Resona Bank, Limited Aozora Bank, Ltd. THE NISHI-NIPPON CITY BANK, LTD. The Bank of Kyoto, Ltd. Nippon Life Insurance Company The Chugoku Bank, Ltd. Daishi Hokuetsu Bank, Ltd. The 77 Bank, Ltd. The Chiba Bank, Ltd. The Hiroshima Bank, Ltd. |
9,000 | 1.03250% | Fixed | September 07, 2023 | September 07, 2028 | |
| Mizuho Trust & Banking Co., Ltd. Mizuho Bank, Ltd. Sumitomo Mitsui Banking Corporation SBI Shinsei Bank, Limited Resona Bank, Limited The Bank of Fukuoka, Ltd. |
3,000 | Base interest rate (JBA 1M JPY TIBOR) ＋0.40000% |
Floating | September 09, 2024 | September 07, 2028 | |
| Sumitomo Mitsui Banking Corporation SBI Shinsei Bank, Limited Resona Bank, Limited Aozora Bank, Ltd. |
2,000 | Base interest rate (JBA 1M JPY TIBOR) ＋0.45000% |
Floating | September 09, 2024 | September 07, 2029 | |
| Mizuho Trust & Banking Co., Ltd. Mizuho Bank, Ltd. Sumitomo Mitsui Banking Corporation SBI Shinsei Bank, Limited Aozora Bank, Ltd. |
6,000 | 1.18625% | Fixed | September 09, 2024 | September 07, 2029 | Unsecured Unguaranteed |
| Mizuho Trust & Banking Co., Ltd. SBI Shinsei Bank, Limited Resona Bank, Limited The Bank of Fukuoka, Ltd. |
2,000 | Base interest rate (JBA 1M JPY TIBOR) ＋0.40000% |
Floating | September 08, 2025 | September 07, 2029 | |
| Mizuho Bank, Ltd. Mizuho Trust & Banking Co., Ltd. Aozora Bank, Ltd. The Bank of Yokohama,Ltd. |
2,850 | Base interest rate (JBA 1M JPY TIBOR) ＋0.45000% |
Floating | September 08, 2025 | September 07, 2030 | |
| Mizuho Bank, Ltd. Mizuho Trust & Banking Co., Ltd. Sumitomo Mitsui Banking Corporation SBI Shinsei Bank, Limited Resona Bank, Limited Aozora Bank, Ltd. |
5,124 | 1.82850% | Fixed （Note1） | September 08, 2025 | September 07, 2030 | |
| Sumitomo Mitsui Banking Corporation SBI Shinsei Bank, Limited Aozora Bank, Ltd. The Bank of Fukuoka, Ltd. The Bank of Iwate, Ltd. The Oita Bank, Ltd. The 77 Bank, Ltd. |
6,500 | Base interest rate (JBA 1M JPY TIBOR) ＋0.30000% |
Floating | July 10, 2026 | March 10, 2028 | |
| Rakuten Bank, Ltd. The Hiroshima Bank, Ltd. The Senshu Ikeda Bank, Ltd. |
6,500 | Base interest rate (JBA 1M JPY TIBOR) ＋0.35000% |
Floating | July 10, 2026 | March 12, 2029 | |
| Mizuho Bank, Ltd. | 2,000 | 2.25000% （Note2） |
Fixed （Note2） | July 10, 2026 | March 11, 2030 | |
| Mizuho Bank, Ltd. Mizuho Trust & Banking Co., Ltd. SBI Shinsei Bank, Limited Resona Bank, Limited The Bank of Fukuoka, Ltd. THE NISHI-NIPPON CITY BANK, LTD. |
5,000 | Base interest rate (JBA 1M JPY TIBOR) ＋0.32500% |
Floating | September 07, 2026 | March 12, 2029 | |
| SBI Shinsei Bank, Limited The Bank of Fukuoka, Ltd. THE NISHI-NIPPON CITY BANK, LTD. THE SHONAI BANK, Ltd. |
2,150 | Base interest rate (JBA 1M JPY TIBOR) ＋0.35000% |
Floating | September 07, 2026 | September 07, 2029 | |
| Mizuho Bank, Ltd. Mizuho Trust & Banking Co., Ltd. Sumitomo Mitsui Banking Corporation Resona Bank, Limited Aozora Bank, Ltd. The 77 Bank, Ltd. The Chiba Bank, Ltd. The Bank of Kyoto, Ltd. San ju San Bank, Ltd. |
4,970 | 2.75380% | Fixed （Note1） | September 07, 2026 | March 11, 2030 | |
| Mizuho Bank, Ltd. | 5,000 | Base interest rate (JBA 1M JPY TIBOR) ＋0.20000% |
Floating | September 30, 2026 | September 30, 2027 | |
| Total | 75,994 | |||||
| (Note1) | In the “Fixed/Floating” column, borrowings for which interest rates will be substantially fixed through the interest rate swap are also indicated as “Fixed,” and the interest rate arrived at after substantial fixing through the interest rate swap is indicated. |
|---|---|
| (Note2) | The applicable interest rate for each interest calculation period will be the fixed interest rate plus the difference between one-month Japanese yen TIBOR published by the JBA TIBOR Administration two business days prior to the interest payment date for the immediately preceding interest calculation period (or the drawdown date for the first interest calculation period) and 2.0%, if one-month Japanese yen TIBOR exceeds 2.0%. The first interest payment date will be July 31, 2026, and thereafter the last day of each month (or the preceding business day if such day is not a business day) and the principal repayment date. Please refer to the website of the JBA TIBOR Administration for Japanese yen TIBOR (https://www.jbatibor.or.jp/english/rate/). |